Mortgage rate expiry
3 Wharf Court, Manchester
Mortgages
For UK landlords
TheCora is the operating system for UK property owners. It scans every date-driven risk across your portfolio — mortgage rate expiry, compliance certificates, council licences, deposit deadlines — and warns you while there's still time to act.
No card required · Renters' Rights Act 2025 ready
9
Active tenancies
1
Vacant
3
Open issues
Needs attention
3 of 8
The problem
Spreadsheets, email threads, WhatsApp messages and a folder of scanned certificates. Nothing is wrong with any one of them. Together, they are how deadlines get missed.
9
Active tenancies
1
Vacant
3
Open issues
Needs attention
3 of 8
One system. Every date accounted for.
The Alert Engine
It scans every date-driven risk across your portfolio and surfaces it before it becomes a problem — on a schedule, whether or not you've opened the app.
3 Wharf Court, Manchester
Mortgages
88 Cotton Street, Salford
Licensing
22 Alder Grove, Leeds
Compliance
A. Okafor · 14 Bramley Road
Tenants
14 Bramley Road, Leeds
Compliance
New tenancy · 7 Pike Lane
Tenancies
Why TheCora
Most landlord software records what already happened. TheCora is built the other way round — a forward-looking risk platform, not a backward-looking record-keeper.
The date that costs the most
Rate expiry is the single most financially consequential date a portfolio landlord manages. TheCora tracks it per property, alongside ERC end dates, and warns you at 90, 60, 30, 14 and 7 days.
90 · 60 · 30 · 14 · 7 days
Every certificate, every expiry
Gas Safety (CP12), EICR, EPC, PAT, Legionella, Fire Risk, Smoke & CO — tracked per property with documents attached, colour-coded valid, due soon or expired.
60 · 30 · 7 days, then overdue
Council depth, not a checkbox
Mandatory HMO, additional and selective licences with issuing authority, licence number, expiry and the full searchable conditions text most systems reduce to a yes/no field.
HMO · Additional · Selective
The rules, kept current for you
A maintained, jurisdiction-aware feed of what's changing — Renters' Rights Act, Awaab's Law, MEES tightening, Rent Smart Wales, Scottish PRT — surfaced on your dashboard.
England · Wales · Scotland · NI
The rest of the day job
One system instead of the spreadsheet, email and WhatsApp patchwork most landlords rely on.
The anchor record — UK postcode lookup, type, EPC, council tax band and authority, purchase history, Article 4 direction, photos.
Independent of any one tenancy, with Right to Rent held securely and recheck dates feeding the Alert Engine.
Periodic by default under the Renters' Rights Act 2025. Single source of truth for rent, deposit scheme and protection deadline.
Issue → assigned → contractor → completed → invoice. Photos, priority, and one-tap log-as-expense from the invoice.
Invite once by magic link; tenants then sign in normally to view their tenancy and report issues into the same records you see.
Logged against the UK tax year with a Self Assessment summary that handles Section 24 mortgage interest correctly. CSV export.
Kept current
You should not have to read legislation to stay compliant. TheCora maintains a jurisdiction-aware feed of what's changing and puts the latest entries in front of you where you already work.
Royal Assent 27 October 2025. Section 21 abolished and all assured shorthold tenancies converted to periodic from 1 May 2026.
Mandatory and discretionary grounds expanded, with notice periods now varying by ground from two weeks to four months.
Fixed timescales for investigating and repairing reported hazards, extended into the private rented sector.
Rising minimum energy efficiency standards for rented property, tracked per certificate rather than as a static field.
Rent Smart Wales registration and Scottish private residential tenancies handled as separate jurisdictions.
Pricing
Your first 3 properties cost nothing — not a trial, not a feature-limited tier. Above that it's £12 per property per year, and you get every module either way.
3
Your cost
Free
Your first 3 properties are free, forever. No card required.
Add your properties, upload your certificates, and let TheCora tell you what needs attention — before it becomes a problem.